Transferring ownership of a used car is one of the most critical steps in any resale transaction. In Karnataka, the Regional Transport Office (RTO) has made this process increasingly digital, but missing even one step could result in legal and financial troubles for both parties. This guide will walk you through the RC ownership transfer online in Karnataka in a simplified, step-by-step manner.
Why is RC Ownership Transfer Important?
The RC (Registration Certificate) is the legal document that establishes ownership of a vehicle. If you don’t transfer the RC after selling your car:
- You’ll remain liable for traffic violations, accidents, or insurance claims.
- You may face issues with legal compliance under the Motor Vehicles Act.
- Your buyer cannot legally resell or insure the vehicle in their name.
Can You Transfer RC Ownership Online in Karnataka?
Yes. Karnataka is integrated with the Ministry of Road Transport and Highways’ Parivahan Portal, which enables online initiation of the transfer process.
🔗 Visit: https://parivahan.gov.in/parivahan/
You still need to visit the RTO once to submit physical documents, but the digital system reduces paperwork and speeds up the approval.
Documents Required for RC Transfer
| Document | Purpose |
|---|---|
| Form 29 | Notice of vehicle transfer from seller to buyer |
| Form 30 | Application for RC transfer |
| RC (Smart Card) | Original registration certificate |
| Insurance Copy | Valid car insurance |
| PUC Certificate | Pollution Under Control |
| Address Proof | Buyer’s Aadhaar, utility bill, or rental agreement |
| PAN Card or Form 60 | For vehicles worth over ₹50,000 |
| Passport size photos | Of buyer and seller |
Step-by-Step Guide: RC Ownership Transfer in Karnataka (Online Process)
Step 1: Log in to Parivahan Portal
- Go to https://parivahan.gov.in
- Select “Vehicle Related Services”
- Choose Karnataka → RTO Office where the car is registered
- Click “Transfer of Ownership”
Step 2: Enter Vehicle Details
- Input your vehicle’s registration number
- Enter the chassis number (last 5 digits)
- Confirm OTP sent to your registered mobile
Step 3: Fill in Buyer & Seller Details
- Name, address, and ID proof details
- Upload scanned copies of Form 29, Form 30, insurance, and PUC
TIP: Ensure address matches Aadhaar to avoid rejection.
Step 4: Pay Transfer Fee
The transfer fee is typically ₹150–₹300, plus ₹200 for smart card issuance. Payment is accepted via UPI, credit/debit cards, or net banking.
You will get a receipt and application number.
Step 5: Schedule RTO Visit
Though the application is digital, physical verification is required for:
- Signature verification
- Biometric verification (if enabled)
- Original documents submission
Carry the original RC, Forms 29/30, and payment receipt.
Step 6: Track Status Online
Visit the Know Your Application Status page.
Enter your application number and check for updates.
Transfer is typically approved within 7–15 working days.
Pro Tips to Avoid Delays
- Complete your loan NOC formalities if vehicle was financed
- Don’t use white correction ink on forms – it leads to rejection
- Ensure insurance and PUC are valid on the day of submission
- Double-check engine and chassis number on all forms
Cost of Ownership Transfer in Karnataka
| Type | Fee |
|---|---|
| RC Transfer Fee | ₹150 – ₹300 |
| Smart Card Fee | ₹200 |
| Hypothecation Removal (if applicable) | ₹100 |
| Agent/Facilitator Charges (optional) | ₹500 – ₹1500 |
What If You Don’t Transfer Ownership?
If RC transfer isn’t done:
- You may receive e-challans
- You could be held liable in case of accidents
- Buyer cannot claim insurance
To avoid this, always complete the RC transfer within 14 days of sale.
Internal Resources
- 🔗 Sell Your Car in Bangalore – Checklist
- 🔗 RC Transfer Forms & Downloads
- 🔗 Used Car Resale Valuation Tips
External Resources
Conclusion
Completing your RC ownership transfer online in Karnataka is no longer as difficult or time-consuming as it once was. With the Parivahan portal, most of the work is digitized—you just need to follow the steps carefully and keep your documents in order.
If you’re selling a car in Bangalore or any other part of Karnataka, this process is a must to protect yourself legally and to give your buyer peace of mind.
